Insurance can bring benefits in situations such as disability and serious illnesses
There are many people who understand that life insurance is death only as a cover. In fact, this type of product is just one of several options that the market offers.
Coverages whose beneficiary is the client and, therefore, are used in life, are also good alternatives for financial planning.
The insurance for disability exists to ensure that the customer will bear the costs under their responsibility if you become unable to generate income due to an unforeseen caused by accident or illness.
The purpose of this type of coverage is to guarantee peace of mind for income protection.
For temporary cases, a solution in the life insurance market is Temporary Disability Daily (DIT) coverage. “In general, the operation of this product is very simple.
In the case of temporary leave from work, caused by accident or illness, the client receives a daily rate, observing the value and specifics of the contracted plan ”.
What if you were diagnosed with diseases like cancer, Alzheimer’s disease, stroke, or acute myocardial infarction? Would it be important to have a reserve for specific treatment without affecting your savings?
It is for this purpose that insurers offer the coverage of Serious Diseases.
“Serious Illness insurance is complete protection designed to support you in the discovery of more complex health problems.
With it, in the case of diagnosis of any of the more than ten covered diseases, you receive the contracted amount at once to help with treatment expenses or other expenses ”.