One of the most important and worrying issues for citizens is related to the health and opportunities of each individual to protect himself and his family.
In this sense, access to quality healthcare no longer has borders, and every day more people are looking for other alternatives to provide the best protection for their loved ones and obtain the well-being that public health does not offer them.
What is the current National Health Plan?
Today, the National Health System, which provides health care to anyone, covers more than 100 million people with all kinds of medical needs.
However, a fifth of the beneficiaries, that is, more than 30 million individuals, have chosen to take out private health insurance.
Which is the reason? It seems that while public spending is reduced, private spending is increasing. According to the Institute for the Development and Integration of Healthcare (Idis) “health insurance has gone from being a luxury good to becoming a necessity good.”
Indeed, in recent years, insurers have significantly increased their policy sales. In 2014 alone, for example, more than 300,000 new people took out insurance.
In this sense, and given the possible precariousness that the current public system presents, private health coverage seems to be the best option. But why?
8 advantages of purchasing health insurance
The advantages of health insurance are multiple. Indeed, if it is a question of obtaining specialized medical attention and being able to resort to other types of services without having to wait long periods of time, this would be the best solution.
Let’s review in detail why health policies are so convenient.
If compared to public health, having private health insurance, the time you have to wait to perform any type of examination or diagnosis drops considerably.
On average, with coverage of this type, the time between taking the test and obtaining the results does not exceed 8 days, while in public health you can easily wait between 30 and 40 days.
Choice of doctor
By contracting health insurance you can access the medical networks that insurance companies have. In this way, you can choose the professional or specialist according to your own needs.
Comfortable and improved hospitalization
By having health insurance, you can choose the hospital you want to be admitted to. In turn, using the coverage offered by a private policy, you can request a single room or even the company during the nights for a family member.
By having private medical networks, health insurance gives you the possibility to choose the time that best suits you for your medical visit.
Availability is generally quite wide, so you no longer have to put off all your commitments because of your medical appointment.
Expedited emergency services
If one thing is clear, it is that emergency services in private establishments do not register the same influx of patients as public services.
Therefore, by having health coverage, you will obtain faster access to this type of service.
Contrary to what happens in the public service, by having health coverage you will no longer have to go to your family doctor to request an appointment with a specialist.
Also, health insurance offers on many occasions, special coverages will vary according to the needs of each client ( optical insurance, dental insurance, health insurance for women, etc.).
High technological standards in medical treatments
Generally, by having a health insurance contract you have the possibility of accessing highly innovative treatments.
In many cases, private care offers you other alternatives and therapeutic options that you will not easily find in public care.
Access to international coverage
It is important that you know that if you have private health coverage you will be able to access medical services almost anywhere in the world.
Currently, insurance companies have agreements in different countries, which favors medical care or some type of treatment when you are abroad.